Layaway
Take up to six months to pay. No interest.
Reserve the piece you love with 25% down, then pay the rest on your own schedule. When it's paid off, it's yours.
How it works
Choose your pieces
Find something you love online or in either gallery. Note the item number, and feel free to combine pieces to reach the $300 minimum.
Reserve with 25% down
Call or email us with the item numbers. Once we receive your deposit, the pieces are taken off the website and set aside for you.
Pay as you go
Make payments whenever it suits you, in any amount, within six months. When the balance is paid, we ship your pieces or have them ready for pickup.
See what your payments could look like
Layaways start at $300. There is no set schedule: this shows an even monthly amount as an example, and you can pay more, less or all at once, as long as the balance is paid within six months. Sales tax and shipping, where they apply, are added to your total.
- Deposit today (25%)
- $500
- Remaining balance
- $1,500
- About this much a month for 6 months
- $250
Ways to pay
- By phoneCall either gallery and pay by card.
- By emailed invoiceWe can email you an invoice with a secure link to pay online.
- In personStop by Garland's Jewelry or Garland's Navajo Rugs in Sedona.
Shipping
- Ships when paid in fullYour pieces stay safe with us until the balance is paid.
- Our regular shipping policy appliesFree insured U.S. shipping on jewelry, Navajo rugs and Zuni fetishes. Fragile or bulky pieces such as kachinas, pottery and baskets have a shipping charge. Shipping details
- Or pick up in SedonaCollect your pieces at either gallery.
- Sales taxSales tax is based on where your order ships, or Arizona sales tax if you pick up in Sedona, and is added to your layaway total.
Questions
Please note: the 25% deposit is non-refundable, and pieces bought on layaway can’t be returned. Take your time choosing, and call us with any questions about size or fit before you start.
Can I put more than one piece on layaway?
Yes. You can combine several pieces into one layaway, and they count together toward the $300 minimum.
Do I have to pay on a schedule?
No. Pay any amount, whenever you like, as long as the full balance is paid within six months of starting the layaway. Just contact us when you’re ready to make a payment. We’re not able to set up automatic payments.
Can I start a layaway on something I saw online?
Yes. Call or email us with the item number. Pieces on layaway are removed from the website so no one else can buy them.
What if I change my mind?
You can cancel at any time before the six months are up. We keep the 25% deposit and refund the rest of what you’ve paid.
What if I can’t finish paying within six months?
Please call us; we’ll try to reach you too. If we can’t reach you after six months, the layaway is cancelled and payments are kept.
Full layaway policy
- Orders with a total of $300 or more are eligible for layaway.
- Applicable sales tax (based on the shipping address, or Arizona sales tax for pickup at our galleries) and shipping charges are added to the layaway total.
- Layaways require a non-refundable deposit of 25% of the total purchase price. The remaining balance must be paid within six months of starting the layaway, with no interest charged.
- The purchaser is responsible for contacting us to make additional payments. There is no set payment schedule; the only requirement is that the balance is paid within six months. We are unable to set up automatic payments.
- If the purchaser cancels before the six months are up, the 25% deposit is retained and any remaining balance paid is refunded.
- If the layaway is not paid off after six months, we will attempt to contact the customer. If we cannot reach the customer, the sale will be cancelled and all payments retained.
- Items purchased on layaway are not returnable.
Ready to reserve a piece?
Send us the item numbers and we’ll take care of the rest. Our galleries are open daily, 10am to 5pm Arizona time.